Here are some common ways you get dental coverage in Illinois:
According to HealthInsurance.org, average premiums range from $26 to $95 per month for adults who buy either stand-alone or family dental coverage via the state’s official health insurance marketplace. If you’re considering family dental coverage, you might be able to offset the costs of pediatric dental care by utilizing premium tax credits.
When shopping for dental coverage in Illinois, you should compare carriers and coverage levels to help you save as much as possible on out-of-pocket expenses. Additionally, you can save money by choosing an in-network provider, so check if your preferred dentist in Illinois is a part of your insurer’s network.
However, dental insurance isn’t the only way to save money on dental care in Illinois. Consider a dental savings plan, a trusted alternative to dental insurance that can save you money on virtually any procedure.
Illinois dental savings plans give plan members an affordable alternative to dental insurance. Plan members pay a small annual fee to get access to a network of 140,000+ dental professionals that offer reduced rates on virtually all procedures, including major procedures, preventive and restorative care, as well as cosmetic care.
Unlike dental insurance, dental savings plans have no annual limits or restrictions based on current health conditions. Dental savings plans also activate within 1-3 business days, allowing you to schedule your appointment right away. Additionally, plan members get flexibility - switch your dental savings plan any time, for any reason.
*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.
Illinois dental plans give individuals and families an affordable alternative to pricey dental insurance premiums. Plan members pay a small annual fee to obtain services at thousands of dentists at remarkably reduced rates.
Finding a nearby dentist is easy. Just go to the dentist finder tool and enter your zip code. Then add your dentist's last name or anything else you think is relevant to filter your results. Then click on "Search for Dentists" to get your matches.
No – most plans are active in about three business days. So make your appointment and get ready to start saving.
There are a number of differences. Dental savings plans have no yearly limits or maximums, so you can take advantage of benefits for the entire year. Unlike dental insurance that has a defined set of terms, dental savings plans allow you to select plans that cover the procedures that you need, including those that insurance rarely covers.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.
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