Take a look at some of the ways you can get dental coverage in Michigan:
Enroll in your employer’s health insurance plan and get dental insurance
Purchase health insurance and add dental coverage to your policy
Get a stand-alone dental insurance plan
Sign up for a dental savings plan
According to HealthInsurance.org, monthly dental insurance premiums range from $22 to $85 for adults who buy stand-alone or family dental coverage via HealthCare.gov. If you purchase family dental coverage through this method, premium tax credits may help you offset the premiums related to pediatric dental coverage.
To help reduce out-of-pocket dental costs as much as possible, you should compare carriers and coverage levels to determine what dental policy best suits your needs and budget. Also, choosing an in-network provider in Michigan can help minimize out-of-pocket expenses.
Dental insurance isn’t your only choice for saving money on dental care in Michigan. Consider a dental savings plan, which allows plan members to save 10-60% on virtually all dental treatments, including preventative, restorative, and cosmetic procedures.
Michigan dental saving plans give individuals, families, and groups an affordable alternative to dental insurance. Plan members get access to a nationwide network of 140,000+ participating dentists and specialists that offer 10-60% savings on most preventive, restorative, and cosmetic treatments.
For a low annual fee, plan members can enjoy no annual limits and no health restrictions based on current health conditions. Dental savings plans also provide quick activation, meaning you can schedule important dental appointments right away.
Michigan dental plans give individuals, families and groups access to a wide array of dental services at great prices. Plans are accepted by a network of thousands of dentists and offer more flexibility than traditional Michigan dental insurance.
Our dentist finder tool can help you find a dentist that fits your needs. Just enter your zip code and add a few details like your desired dentist type or even the name of a particular dentist. We’ll show you a list of dentists that match your preferences.
Most of our dental plans take about three days to become active. There are no extended wait times for coverage.
There are important differences. Dental plans have no waiting periods for major procedures, so you can schedule your appointments right away. Unlike dental insurance that has defined coverage, discount dental plans allow you to choose plans that cover the procedures you need, including those that insurance rarely covers.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.
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