There are a few ways you can get dental coverage in New York:
According to HealthInsurance.org, $25 to $110 per month is the average premium for adults who purchase either stand-alone or family dental coverage via the NY State of Health, a state-run exchange. If you’re purchasing family dental coverage through the NY State of Health, premium tax credits may or may not offset the premiums associated with pediatric dental coverage.
Before enrolling in a dental insurance plan, compare carrier carriage and coverage levels. You should also see if your preferred dentist is within the carrier’s network to keep costs affordable.
However, dental insurance is not the only option for coverage in New York. With a New York dental savings plan, you can save 10-60% on preventative and restorative treatments.
The differences between dental insurance and dental savings plans are significant. Dental savings plans activate right away, even for major procedures, so you can schedule your appointments immediately with no annual limit to consider and no restrictions on health.. Unlike dental insurance, which can have expensive monthly premiums, dental savings plans cost a low annual fee and then provide plan members with access to discounts at participating dentists.
Additionally, you can join a dental savings plan in New York at a moment's notice, with quick activation of just 1-3 business days. We also offer a 30-day hassle-free refund policy, so if you decide your plan isn’t right for you, you can change it without any penalties.
The plans on our site are from leading providers like Aetna, Cigna, and Careington and are accepted by over 140,000 dentists nationwide. Your New York dentist is likely already part of our growing network, so joining a dental savings plan is easier than you think.
New York dental plans are economical and easy-to-use alternatives to New York dental insurance. They give members access to a network of thousands of dentists who have agreed to offer their services at significantly reduced rates.
Searching for participating dentists in your neighborhood couldn’t be easier. Just visit our dentist finder tool and enter your zip code. You can also add other details such as your preferred dental specialty. Then click on “Search for Dentists” to get your results.
Our plans normally take about three days to activate.
The differences are significant. Dental plans have no waiting periods for major procedures, so you can schedule your appointments right away. Unlike dental insurance that has expensive monthly premiums, dental plans require a small annual fee that provides access to discounts at participating dentists.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.
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